ABOUT US
While our roots are in the Springboard to Wealth community, our lending solutions are available to all qualified real estate investors—whether you're an SBTW member or not.
From your first investment property to your next major development, we're here to help you identify financing solutions that support your investment goals.
Built by Investors. For Investors. All Investors.
Springboard Funding was founded by real estate investors Thach Nguyen and Stephanie Owens, the founders of Springboard to Wealth, with a simple mission: make real estate investment financing more accessible, straightforward, and efficient.
With more than 50 years of combined real estate experience and over 1,000 projects and transactions completed, we understand the challenges investors face when securing financing.
OUR PROCESS:
IT'S SIMPLE.
Getting Started Is Easy. And Everyone Is Welcome.
You don't need to be a Springboard to Wealth member to apply for financing. Our simple online application is available to both SBTW members and nonmembers, with lending decisions based on the loan program, property, and borrower qualifications.
1
APPLY
Create an account in our portal (click below) and log in.
2
GET APPROVED
Submit your property information and submit for a new loan.
3
GET FUNDED
Complete the tasks assigned, and wait for your offer.
The whole process takes minutes!
YOUR FUNDING PARTNERS
Springboard Funding loans are designed for real estate investors who need access to capital at competitive interest rates with products that were built by investors, for investors. We can help with Purchase Loans, Rehab loans, Purchase and Rehab combinations, even DSCR (Debt Service Coverage Ratio) or Non-QM loans. We fund on urban single family, new construction, and multi-family properties.
The entire application process can be completed online, in less than 10 minutes. Below are some of our highlights:
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Minimum Fico score requirements starting as low as: 660
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Rates vary based on product, property type, and borrower profile.
OUR LOAN PRODUCTS
Fix & Flip Loans
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Purchase and rehab funding
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Flips and BRRRR projects
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Terms to 18 months
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Increase returns
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Reduce your risk
Construction Loans
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Ground up new construction projects
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Short term funding
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SFR - Town House - DADU project types
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New Construction experience required
Short-Term Rental Property Loans
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Ideal solutions for investors wanting to permanent financing on Short term rentals
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Must be listed on AirBNB or VRBO etc
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DSCR calculated on estimated STR revenue as rent
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Up to 75% purchase LTC or 70% cash out LTV
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30 year Am or 5/6 adjustable rate
Bridge Loans
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Ideal product for non-rehab hold projects
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Waiting for permits or stabilizing rents
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12, 18, and 24-month terms
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up to 75% LTV/$1.5 Million loan amount
Long-Term Rental Loans
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Non-Owner Occupied properties only
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.75 DSCR in some Major MSA's (1.10 in most)
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Single, 2-4 unit, Multi-Family up to 8 units
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No DTI or tax returns considered
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Nonrecourse, I/O, and ARM's available
Bank Statement Loans
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Ideal for 1-4 until properties that do not hit DSCR requirements
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Bank statements used to calculate qualifying income and loan size
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Loan amounts from $100K to $1.5 Million
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Up to 80% purchase LTV or 70% cash out LTV
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30 Year Am or 5/6 adjustable rate
Frequently Asked Questions
FREQUENTLY ASKED QUESTIONS
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